Affordable, Easy-to-Use Health Benefits for Employers

Empower your business: gain control over healthcare costs
Empower your team:offer flexibility and choice in benefits

Why it Matters

With group health insurance premiums climbing steadily, especially for small-to-medium businesses, traditional group plans often become cost-prohibitive. That’s where an Individual Coverage Health Reimbursement Arrangement (ICHRA) shines—it empowers your business to reimburse employees for their own health insurance premium.

How an ICHRA Works

1. Set your reimbursement budget
Choose a monthly allowance per eligible employee—based on role, age, location, or full-time/part-time status. No minimum or maximum limits. It’s totally customizable to fit your company’s benefits strategy.

2. Employees select their own healthcare plan
Each team member picks an ACA-compliant individual or family healthcare plan that fits their needs—no guessing or chasing group plan options.

3. Get tax-free reimbursements
After validating eligibility and proper paperwork, reimbursements are paid out via direct deposit or check—completely tax-free for both employer and employee.

Why You’ll Love This Approach

• • • Predictable budgeting: You decide your healthcare spend in advance.
    • Big savings: Avoid the escalating costs and complexities of group insurance.
    • Employee freedom: Staff get to choose what’s best for them and their families.
    • Scalable benefits: As your company grows, your ICHRA grows with you—no plan changes needed.

Want Simplicity?

We’ll administer your ICHRA behind the scenes—from employee onboarding, expense tracking, to reimbursements—so you can focus on running your business.

The bottom line

With rising premiums (up around 58% in recent years), alternative benefits like ICHRA aren’t just practical—they’re saving companies real money. Offer your employees more choice, simplify your HR admin, and take back control of your benefits budget.